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Terms of Service

Last updated: September 29, 2025

Welcome to Wellbeing Financial Corp. ("Wellbeing Financial", "WBF", "we", "us", "our"). These Terms of Service ("Terms") govern your use of our mobile application and website (the "Service") that provides educational financial information and comparisons for Canadian consumers.

1. Acceptance of Terms

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Service.

2. Description of Service

Wellbeing Financial provides educational technology that helps users:

Important: Our Service provides educational information only. We are not financial advisors, brokers, or lenders. All financial decisions remain solely with you.

3. Eligibility

You must be at least 18 years old and a resident of Canada to use this Service. By using the Service, you represent that you meet these requirements.

4. User Account

To access certain features, you may need to create an account. You are responsible for:

5. Acceptable Use

You agree not to:

6. Data and Privacy

Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to our data practices as described in the Privacy Policy.

7. Financial Disclaimers

Educational Purposes Only: All information provided is for educational and informational purposes only. We do not provide financial, investment, or legal advice.

No Guarantees: We make no guarantees about financial outcomes, savings, or the availability of products or rates shown.

Professional Advice: Always consult with licensed financial professionals before making financial decisions.

8. Intellectual Property

The Service and its content, including but not limited to text, graphics, logos, and software, are owned by Wellbeing Financial and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Third-Party Services

Our Service may integrate with or link to third-party services. We are not responsible for the content, policies, or practices of third parties. Your interactions with third parties are governed by their terms and policies.

10. Limitation of Liability

To the maximum extent permitted by law, Wellbeing Financial shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Wellbeing Financial from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

12. Termination

We may terminate or suspend your access to the Service at any time, with or without cause. You may terminate your account by contacting us. Upon termination, your right to use the Service ceases immediately.

13. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms with a new effective date. Your continued use of the Service after changes take effect constitutes acceptance of the new Terms.

14. Governing Law

These Terms are governed by the laws of Ontario, Canada. Any disputes shall be resolved in the courts of Ontario.

15. Contact Information

Wellbeing Financial Corp.

91 Trail Boulevard, Springwater, Ontario, Canada

Email: Coming Soon