YOUR PERSONAL FINANCIAL EXPERT

Like Having a Financial
Expert In Your Pocket

Imagine an AI assistant so powerful it's like having a personal financial expert—constantly evaluating every mortgage option, tirelessly seeking ways to save you money, every second of every day.

No need to imagine. Experience it today.
Take back control.

For informational purposes only
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Your Personal Financial AI Never Sleeps

Picture that same AI evaluating all your loans and credit products. It all comes together in one simple dashboard.

Mortgages

Find better rates, terms, and refinancing opportunities. Save significant amounts on your largest financial commitment.

Credit Cards

Discover cards with better rewards, lower rates, and terms that match your spending patterns and financial goals.

Loans

Identify personal loans, auto loans, and lines of credit with lower interest rates and more favorable terms.

Second Mortgages

Access our exclusive auction marketplace where you set your terms and qualified lenders compete to offer you the best second mortgage rates.

How Our AI Expert Works For You

Three core pillars that power your personal financial transformation and ensure you never miss an opportunity.

Constantly Evaluating

Your AI expert tirelessly analyzes mortgage, loan, and credit options—working around the clock to find ways to save you money.

Simple Dashboard

Everything comes together in one clear, understandable dashboard. No complexity—just actionable insights presented in plain language.

Tailored to You

Your AI tailors every analysis to your specific financial situation, goals, and preferences—delivering insights that are truly relevant to you.

Your Financial Data is Protected

Enterprise-grade security with complete transparency about how we protect your information

Bank-Level Encryption

256-bit SSL encryption protects all data transmission and storage, meeting the same standards as major financial institutions.

Read-Only Access

We can only view your financial data to provide insights. We cannot move money, make purchases, or access your accounts.

Your Data Stays Yours

We never sell your personal information. Your financial data is used exclusively to provide you with personalized recommendations.

Seeking SOC 2 Compliance

We are working toward SOC 2 compliance to ensure your data meets the highest industry standards for protection and privacy.

Real Users, Real Savings Opportunities

See how our AI provides continuous monitoring and peace of mind to users

"The AI technology helped me discover refinancing opportunities I never knew existed. Having this intelligent assistant analyze options on my behalf has transformed how I think about my mortgage."

Sarah Chen
Marketing Director

"I was surprised by how many better credit card options were available. The AI's analysis helped me understand which cards could better match my spending patterns and lifestyle needs."

Michael Rodriguez
Small Business Owner

"The app alerted me to rate changes at just the right time. I appreciate having technology that understands market conditions and helps me make informed decisions about my auto loan."

Jennifer Park
Software Engineer

Frequently Asked Questions

Everything you need to know about how Wellbeing Financial works

How is this different from my bank's app?

Your bank's app only shows you their products. Our AI analyzes options across every lender in Canada, treating each as just another source of capital. We evaluate every financial product purely based on what's best for your situation, regardless of which institution offers it.

Is my financial data really safe?

Yes. We use bank-level 256-bit encryption and have read-only access to your accounts. We cannot move money or make purchases. We're working toward SOC 2 compliance and never sell your data.

How do you make money if the app is free?

When you choose to switch to a financial product we recommend, we may receive a referral fee from the lender. This never affects our recommendations—our only loyalty is to you. We evaluate every product purely based on who offers you the best terms, not who pays us the most.

What types of financial products do you analyze?

We analyze mortgages, refinancing options, credit cards, personal loans, auto loans, and lines of credit. Our AI monitors rates and terms to help identify potential opportunities.

How quickly will I see recommendations?

Initial insights typically appear within minutes of connecting your accounts. Our AI then monitors the market and sends you alerts when it identifies potential opportunities worth exploring.

Do I have to switch to the recommended products?

Not at all. We provide recommendations and insights, but all decisions are yours. You can explore options, compare details, and choose what's best for your situation.

What does "relentlessly pursue your financial wellbeing" mean?

While you're focused on your life, our AI works 24/7 monitoring the entire Canadian financial market. It continuously analyzes thousands of financial products at a volume and frequency that wouldn't be possible to do manually, providing you with the comprehensive financial insights that were once available only to people with personal wealth managers.

Take Back Control

Download the Wellbeing Financial app now and experience having a personal financial expert in your pocket.

Information provided is for informational purposes only and should not be considered financial advice.
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